Quote:
Originally Posted by 2BNTV
UHC Medical Advantage Plan is $111.00 per month, (it's what I pay), and it includes drug coverage. You would need to stay in network. As always, one would need to see what medications are covered in the plan but the list is extensive. For some reason, the cost was $104.90 per month and they increased social security .3% and increased the medical payment to $111.00 per month. It was a wash in the terms of net income.
I take a couple of tier one medications and the cost is zero if you use the "preferred mail service, OptumRx, pharmarcy", (90 day supply). Your medications are shipped to your home via postal service. I have found it works exceedingly well.
Saying it cost nothing is is not true unless you consider $111 per month nothing.
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The medical social security deduction is for everyone, no matter what plan you have. I think the OP meant no additional monthly charge.
I have Tufts HMO, and have seen specialists out of network, with referral. I also have no monthly premium. I would also consider myself a very healthy person. If I would need more insurance, I could upgrade in the fall for the next year.