[renielarson]

CIB

I have never seen anyone bring a change of clothes to the pool. The pools are located close to our homes and all we do is put on our suits, bring a towel, and toodle to the pool in our golf carts. When we're done swimming, we toodle back. No need for a change of clothes.

As for toting an umbrella...Each pool I've been to has had a portion with a covered area. And, if there is a pool without a covered area that I haven't been to, then you can choose not to go to that one. Umbrellas really aren't needed.