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Originally Posted by Guest
By Rika Christensen on April 26, 2017 10:38 am ·
If you have a pre-existing condition, Obamacare currently protects you from being turned down for insurance on the basis of that condition. Republicans want to take that away because insuring sick people just eats too much profit, and healthcare is a privilege, not a right anyway. The latest iteration of their ridiculous healthcare plan will allow states to decide whether insurers have to cover people with pre-existing conditions, because of course it does, but it also contains a brand-new amendment that’s patently disgusting.
It carves an exemption out for members of Congress and their staffs. Insurers would still be required to provide coverage for them regardless of pre-existing conditions. Vox confirmed it last night:
“A spokesperson for Rep. Tom MacArthur (R-N.J.) who authored this amendment confirmed this was the case: members of Congress and their staff would get the guarantee of keeping these Obamacare regulations.”
But don’t Republicans hate Obamacare? Well, their relationship with Obamacare is actually considerably more complex than we tend to give it credit for. Contrary to popular belief, we taxpayers don’t subsidize Congress’ health insurance the way many people think. In fact, we never did. Until 2013, they were covered under the Federal Employee Health Benefits program, which is a health insurance marketplace where they (and every other federal employee) purchase health insurance with all the same bull**** as everyone else, and have their premiums taken out of their paychecks.
The Office of Personnel Management contributes to each employee’s premium, but where private sector employers cover an average of 83 percent of their employees’ premiums (or 72 percent for family plans), OPM covers 72 to 75 percent, whichever is less depending on a variety of factors, across the board.
In 2013, all of Congress was kicked off of FEHB thanks to Sen. Chuck Grassley (R-IA). He proposed an amendment to the ACA that would require all members of Congress to purchase health insurance through the exchanges, and for their staffs under the small business provision.
So that’s what they’ve been doing for health insurance for the last four years. Where their own lives are concerned, Obamacare’s popular provisions are good things. Where the rest of the country is concerned, though, well, we all know how they feel about the rest of us. The prohibition on denying insurance due to pre-existing conditions is one of the most popular provisions and they want to gut it.
For everyone but themselves.
Can they get any more obvious about where their true priorities lie?
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IN THE REAL WORLD, the US does not deny healthcare to anybody.
People who have nothing to loose-no property, no savings are in fact immune from suits attempting to collect unpaid medical bills. Their bills are a loss to the medical profession
and like any other THEFT, needs to be added to the bills of others. Simple explanation of why you are billed $20 or so for an aspirin.
In the US 80% of all medical care is paid for by either insurance or the government. The system is simply crazy.
There is no reason to ask the price or to ask about whether the ....... is necessary. IF, I SOUND NUTS try it
ask your doctor is it necessary-ask your doctor about less expensive options.
I spent 4 days at the villages hospital. The bill was 50,000. AETNA paid 30,000 COVERING THE BILL IN FULL.
If, I had decided not to pay for insurance, I would have been billed, I would have had to pay TWICE WHAT THE INSURANCE COMPANY PAYS FOR THE SAME EXACT SERVICE-simple explanation of why you cannot self insure your medical care.
We insist upon the same care for all. Whether they pay for it or not-THIS IS CRAZY.
Under what came to be called OBAMACARE, the US felt a need to invent the wheel. THIS IS CRAZY-they only needed to see how the rest of the industrialized world does it FOR HALF THE COST and the results, while they too bitch about it, the results are about the same as ours, far as life expectancy.
I've read that lawsuits and fear of lawsuits add 30% to our medical costs. Perhaps, a great place to look for cost savings. Only trouble is most of our politicians are attys.
Many of our people-including the OP-think the medical people make too much money so in a lawsuit the reward will be huge. Not necessary because of fault but just due to the concept of take from the rich. YUP, that cost too
will be in your medical bill due the cost of INSURANCE.
THERE ARE NO EASY SOLUTIONS. PEOPLE ARE MORE THAN WILLING TO ARGUE WITH THEIR HEART INSTEAD OF THEIR HEAD. FOR THAT MATTER PEOPLE ARGUE WITH THEIR RELIGIOUS BELIEFS AND SOME DO NOT EVEN REALIZE THAT IS WHAT THEY ARE DOING.