Quote:
|
Originally Posted by Guest
"If you have a pre-existing condition, Obamacare currently protects you from being turned down for insurance on the basis of that condition. Republicans want to take that away because insuring sick people just eats too much profit, and healthcare is a privilege, not a right anyway."
You CANNOT cover people with $ multi-thousand a month in healthcare costs for LESS than what they cost. You SHOULDN'T force a company to insure ANYONE at a loss.
Let me explain it in a way you may understand and relate to...
You're at Publix shopping...you fill up your cart and get in line to pay. By coincidence...there's a lady in front of you with the SAME stuff in her cart! She gets rung up...She pays $53. It's your turn...your bill comes to $106. You're livid! WHY is your bill so much higher? The cashier informs you that the first lady was "poor" and that is all she could afford for food...you're rich and you must subsidize her by paying your share and hers.
THAT is what insurance for preexisting conditions does too...they "use" $5,000 a month in services, only pay $1,000 in insurance premiums, and WE get to cover the rest with higher premiums. ALL those raises to insurance premiums you've been hearing about...that is to cover the poor who cost more than they pay.
|
Insurance companies should only insurance healthy people. As soon as you need their services. they don't want you. What about all the money that you or the company you worked for paid in premiums before you got sick? That doesn't account for anything. Insurance companies only want to collect premiums, and never want to pay out anything in services. What a surprise!
What were the poor doing before ACA? The emergency room was their primary care physician. Who do you think paid for that? Higher fees at the hospital equaled higher cost to insurance companies, which was past along to the healthy.
What the hell is the difference now? The poor do have healh insurance, and are paying for it less credits depending on their income.
As for your Publix example, the person on front of you handed the cashier $53. in food stamps. Who is paying for the food stamps?
When the minimum wage isn't a living wage, who is benefitting from that? The government has provided the means to keep these people alive. In essence, companies are receive a back door handout from the country by not paying their people a living wage.
That clown that he have for president stated, "Obamacare was a gift to the health insurance companies as pay back for the donations that the Democrats received from the health insurance companies." The man is operating without a clue. Obamacare was modeled after a plan put forward by the Heritage Foundation, a right wing organization. The Democrats want a single payer plan that would eliminate health insurance companies.