How would you vote if you were a Representative from your district?

The GOP Health Bill as it stands maintains the rule know as guaranteed issue and also relaxes community rating which limits how much premiums can vary among beneficiaries. Any waivers will require a state to establish a high risk pool. Prior to Obamacare 35 states established such funds to subsidize older and sicker patients.


Guaranteed issue (pre-exiting condition) creates fear in people if there is a threat it will be removed. Yet statics show only about 4% of people under age 65 are at high risk Keep in mind that inclusion of community rating and guaranteed risk punishes the sick by degrading quality

Also this debate is distorted by the misunderstanding of health risks as the actuarial probability that a health person will become sick is already built into the premium, meaning it is true insurance for unknown future health outcomes.

People with pre-existing conditions don't need insurance, they need help paying for expensive treatment that is already known.

High risk pools are fairer and more equitable solution to this social problem, rather than hiding costs by forcing other people to pay premiums that are artificially higher that the value of the product they are purchasing

The political realities are that people both in chambers and at home are placing enormous pressure on you to do their bidding

Yay Nay

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