Quote:
|
Originally Posted by Guest
I agree and beside an honest discussion we need a frank discussion about healthcare. From your comments its difficult to see where you clearly stand on this issue.
For any discussion we need to separate health care and insurance because they are very different issues in their entirety.
Healthcare issues include people's lifestyles, preventive care, new technologies, organizational models, fees, efficacy in treatment, DNA etc
On the Insurance side it includes such things as who has the financial /payer obligation, if any and in what form , benefit plans, costs, fraud and abuse and the mother of all realities people's "expectations"
Then of course there are the political and financial realities overriding all of this and in constant tension to one another
In my view we were better off before Obamacare. what Obamacare did was throw the baby out with the dishwater.
There was an easy fix for the so called "uninsured" but Obama was aiming for a single payer system and total control of the health market. Well government is not at all good at managing things and fraud and abuse prevail over most government programs. fraud and abuse will kill any program
Simply stated this has become such a political football interfering with a rational solution
Personal Best Regards:
|
You harping all over the Democrats for ramming through Obamacare without knowing what was in it. The Democrats worked on it for over a year. There were plenty of hearing in committees, where they brought in people from medical professionals, medical groups (AMA, Red Cross, etc.) health insurance companies. They tried to get bipartisan support, but the Republicans were in their disagree with Obama on everything mode that lasted eight years. Only one Republican would even listen O. Snow from Maine.
Kennedy died, and the Democrats had to pass it before McConnell would have the ability to filibuster it, which he did on almost everything. So, stop with this nonsense that it was rammed through.
Has Fox News shown what Paul Ryan said in 2009? Everything that he was against then, he did now. EVERYTHING! He didn't say it just once. He did it on multiple stations. What the House Republicans did with this plan is the definition of something being rammed through just for the sake of a win.
Obamacare was modeled after a Heritage Foundation plan that was put into affect in Mass. under Romney. One of the reason that it worked in Mass. is you were penalized, if you didn't get insurance. That brought just about everybody on board. 98.5% had health insurance. I dealt with health insurance companies not once in 25 years was the yearly increase under 5%. One year, it was 19.7%, and two years after that it was 17.5%.
This Republican plan that insurance companies will be able to sell across state lines will create competition, which will lower premiums is total nonsense. Three states have that policy now, and it hasn't created competition. It is extremely hard to set up in another state, and insurance companies aren't doing it.
High risk pools are basically the same as community rating. If you had under 50 insured in your company, you got committee rating. You wanted your rates to be based upon the history of claims in your company. Community rating increases far exceeded companies that rates were based upon their history.
High risk polls are worse. They are putting all the people with medical problems in one group. The whole idea of health insurance is spreading the risk over both the healthy, and the sick. Do you think for a second that people in the high risk pools are going to be able to afford insurance?
Single payer is the way to go. If the federal government can't administer it, then give it to insurance companies, and pay them a reasonable fee, and not one that they put forward.
This won't be something for nothing. You will be taxed for it like SS, and Medicare. Speaking of which, someone suggested that we eliminate social programs. Surprise! Surprise!. These weren't mentioned as social programs.
Don't worry. As Trump has stated, "we are going to have a great unbelievable health insurance plan at a fraction of the cost, and everyone will be covered." We all know that Trump doesn't lie.
Another great Trump statement, "Obamacare was a gift to the health insurance companies as a reward for political contributions made to the Democratic party by them."
Trump is operating without a clue.