[JohnM]

I am testing MagicJack and that is my understanding: All calls I make out cost me nothing; incoming calls also cost me nothing and the cost to the caller depends on their phone and calling plan, e.g., if the incoming call is made using MagicJack, Vonage, Skype, cell phone with national coverage, etc., the cost to the caller is nothing. If the caller is making the call using a land line in The Villages, they would incur long distance charges based upon their calling plan; if MagicJack offers a 352 area code and a local exchange, then there would be no charge to the caller using a land line in The Villages since the call would be a local call for the caller; MagicJack does not offer a 352 area code and has not announced plans to offer one; even if they do offer 352 at some point, they may not offer a local exchange. For us most of our friends have some kind of national calling plan; for the others we can simply answer the call and tell them we will call right back (call would incur a 1 minute charge). Calls from local businesses would incur long distance charges, but thus far we have found no hesitancy on their part to call a long distance number to get my business; maybe we will...

John