[logdog]

Originally Posted by John_W

I just did an online quote and here are the six month amounts with Progressive.

• Basic is $218, that's your $400 a year (it provides very little coverage, not enough in my opinion) 10K/20K/10K
  
• Choice is $419, which is about what I'm paying now but I have more coverage with USAA 100K/300K/100K
  
• Recommended is $448 equal coverage to what I have with USAA but for more money. 100K/300K/100K

The only thing I didn't get a discount for was snap-shot, I didn't want to have that on my car.

I've been driving since 1965 and have not had any accidents and no tickets since the 80's.

I just got my six month bill today from USAA, it was $428.

Like I posted earlier, my coverage is 100K/300K/100K for $191 every 6 months (just renewed this week). I did use snap-shot when I first signed up and it was only on the car for a couple of months before the discount kicked in. My initial premiums were closer to $250 every 6 months but the rates have been going down just about every renewal over the past 5 years. There's also a pretty good discount for paying in full every 6 months.

Whether or not you decide to change, it's always a good idea to shop around every couple of years. I called Villages Insurance and asked for several quotes. It's a free service and they gave me 4 or 5 options for car, home and golf cart insurance.