"Nuts and Bolts" section at the bottom of the home page will give you a complete lists of costs for a patio villa. It might need a little tweaking as it may be two years old but still fairly accurate as the person who posted it has passed away.
I never bothered with flood insurance as I felt it was never needed but that's me. I do have home insurance, (flood not covered).
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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