I've always heard Phil was a genuine guy and it was only this Dick's employee that believed otherwise, I think I got him back with Tiger. I do know Phil made legal bets in Vegas, this story was in the Baltimore Sun and I even heard it told on an NFL game. In 2001 when the Ravens beat the Giants to win Super Bowl XXXV the Ravens odds at the start of the season was 25 to 1. Phil put $20,000 on the Ravens and won $500,000. They never said what other teams or how much he had, just that one that paid off.
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