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Originally Posted by ColdNoMore
I have purchased 9 homes in my life (this is the last) and while I only used an attorney once (didn't really need her as it turned out)...I personally would never think of not getting title insurance.
Recognizing of course, that on 5 of those it was required... because there was a mortgage.
I have a pretty high comfort level on most things...but not quite that high when it comes to this.
Good for you though, that it hasn't been necessary.
Here's a good 'Pro Vs. Con' on doing it.
Buying a Home: Do You Need Title Insurance? | SmartAsset.com
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We've had 12 homes and built 8 of them. All except this one had title insurance. If I was buying a resale in TV I would definitely get title insurance.
You can do a lot of research online these days. The developer had clear title to the land my house is on and the title passed to us through the deed. At least that's the way I looked at it. I'm sure some will look at this as a reckless act.
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