Quote:
Originally Posted by rjn5656
A friend of mine told me that he pays no monthly premium for the United Health Advantage HMO, which includes Rx's and Silver Sneakers. My company offers United Health Advantage PPO for almost $200 a month. Only difference I can see is I can go out of Network versus the HMO staying in Network.
Am I missing something on the HMO? It seems almost too good to be true.
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Remember that auto oil commercial that have the slogan "Pay me now or pay me later" well it applies to health insurance. The decision every policyholder has to make is a calculation on now or if later will ever occur. Make your best guess based on your household health history.
Personal Best Regards;