IRA to ROTH and taxes on SS
Does anyone have any experience with the "Retiree Portfolio Model" put out by the Boglehead group?
How about "Optimal Retirement Portfolio" (ORP)?
I'm trying to figure out if I should (and how much) of my IRA should be converted to a ROTH. Yes, I know there are no taxes on a Roth when you take it out, but, by converting a large IRA you are paying taxes now and are reducing your nest egg with the hope that you will make it up in the future.
The spreadsheet I mention helps with this, but it is very complicated.
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