[villages07]

Angel,

Golf cart electricity usage is minimal...we had heard maybe $9/month; we use our golf cart all the time and our elec bill is right in line with our neighbors.

Bonds on new designers are about $22K..yes, you need to factor this into your buying decision. The most common advice I've heard is to wait a couple of years before paying it off...to make sure TV is for you and you intend to stay in the house you bought rather than trading up/down/around. You rarely recoup the cost of the bond with a resale. On the other hand, if you want to be debt free, don't want to pay the approx 6% interest on the bond for 30 years, and expect to live in your TV house for 20+ years, and can afford the lump sum, then maybe paying off the bond is the way to go. It lessens your annual property tax bill (the collection method for bond) by $1,000-$1,500/year (depending on the amount of your bond).

Can't help you on the 'furnished' question.