The whole issue boils down to this. If any of us have our golf cart governor adjusted so the cart can exceed 20 miles per hour, to be legal, we must register the cart as a low speed vehicle with the state, have the registered license plate attached to the cart, and have it insured. The speed is not the issue. The issue is the cart is no longer legally considered a golf cart if it exceeds 20 mph. If properly registered, plated, and insured, it can legally exceed 20 mph without being in violation.
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