FromNY, I cannot follow which comments you are commenting on, so maybe I was not clear, when you contact NYcomp, did you ask if you can use a Florida doctor, if so are there specific requirements. If the Florida doctor will not accept payment from NYcomp, can you pay the doctor, and then file a claim to get paid? Bottom line when you talk to NYcomp, did you ask them if they can work with you on your doctor visits.
Hope this helps.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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