Nothing to gain and not selling anything. I guess I can disclose that I do own Vanguard funds, Vanguard ETF's, iShares ETF's and Schwab ETF's and had some industry experience in a past life. If everyone goes into these low cost funds I guess I could benefit from lower expense ratios. I think it is funny to question someone who recommends avoiding high fees, indexing and cutting out the middle men to protect your life savings. There are soooooo many advisors, brokers and insurance agents in TV selling all sorts of junk at free lunches. Good luck.
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