[gfmucci]

I spoke with my home insurer (Sumter Marion) who said none of their carriers provide discounts on homeowners insurance for homes having lighting arrestor systems yet because they have not been proven to be effective. The agent inferred that there is some investigation ongoing, but the verdict is still out as far as the insurers are concerned.

The absence of an insurance discount at this time would not deter me from installing such system if demonstrated to be effective in reducing the risk of my house burning down from lightning. Insurance companies are big buraucracies that have to jump through many hoops to recognize technological change. So I don't expect them to be at the cutting edge of recognizing effective lighting arrestors.

Yeah, so our home is insured if it burns down from a lightning strike. Getting your insurance money back to rebuild your house is just half the aggravation. Having a year taken out of your life living in a rental unit, the stress of rebuilding and reequiping a new house and the loss of irreplacable collections of whatever cannot really be compensated by insurance.