We have had problems with automatic deductions in the past (having payments deducted twice and having to call the vendor and all that rigamarole), so I am not in favor of giving anyone access to our checking accounts. However, I love automatic deductions from our credit card (points or cash back and instant notification by email of any charge made on the card), or I visit the vendor's web site and authorize a one-time payment from the checking account, which has never caused a problem. I set up our church and monthly charitable donations as merchants and send them a check through online banking every month. The latest vendor to finally get on the digital bandwagon was Sumter County UCDD, or whatever it was called (now NSU, or some such) that will email a bill instead of mailing one, which was impossible to get & pay on time when we travel. Our hobby is travel, and thank goodness for the internet, e-billing, and online banking!
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It's harder to hate close up.
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