A lot depends on your age. There are big jumps at 60, 65, 70 and 75. First year customers get a discount, then the rate goes up higher than the old company sometimes.
You have to shop every year. An independent broker has me with Hartford (well rated). Not cheap but less than others.
Want to know if you have good insurance? Make a claim. That's the true test (unfortunately).
So if you compare rates here, you must include your age, coverage limits, value (and popularity) of car, your claims in last 10 years, your traffic citations, how many drivers and your credit rating. All seem to enter into the complex formula.
I tend to dislike companies that advertise a lot. Cute, but someone has to pay for all those expensive ads; and it's the customers that pay.
Skip
Last edited by Skip; 08-03-2017 at 07:09 PM.
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