Quote:
Originally Posted by alwann
One car, one cart, no accidents, no tickets. Yet, every year since moving to TV, my car insurance premium has increased. Up $12 a month since March alone. My agent says it's because TV is growing and, therefore, gets a higher risk factor. While this increase isn't going to break me, I wonder whether the explanation is gospel. No sense in searching for a better deal if all of the insurance companies are seeing an increasing risk here.
What's it like for you?
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Personally I think your agent is telling you a bunch of BS. I had the same exact Ins. when I lived in Ohio & it was great but down here mine is doing the same as yours, going up. I had a bunch of hail damage on my car when we were in Texas in Mar. The Ins. adjuster they sent to my house to give me an estimate would of fixed a scratch. He turned in a estimate of $1,550.00 I had $6,000. worth of damage, they paid it but the body shop said it would only take 8 days to fix but could get thru to the adjuster to give them the estimate, they finally agreed after 5 weeks. No apology, nothing. Then they raised my rates. Looking for another Ins. Co. A lot of things here in TV are less but Ins. isn't one of them. Do like me, start looking for another Ins. Co. Like the commercial say, "You have the wrong Ins. NO I have the wrong Ins. Co." No, Ins. isn't based on TV it's based on wrecks in a certain mile range.