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Originally Posted by ffresh

LOL CONGRATULATIONS, Skip, I believe you've "cracked the code", something that, it appears, few have! Many of these companies extend the "low" quote initially, then raise the rates, subsequent to "hooking the fish". And, they realize most will procrastinate for at least a while before protesting with their feet - going with another company - and the process begins anew! I'm convinced it's in the business plan, as well as the typical under-quote as someone previously mentioned. Your synopsis is right on IMHO

Thanks. Credit rating and your zip code are big factors.

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