[birdiebill]

There are important points to ponder. Are you buying a newly constructed home, are you building, or are you buying a previously owned home?

If newly constructed, you will obligate yourself to a closing date within 30 or 40 days (I do not remember which) of when you commit to the purchase. The mortgage company must meet that closing date or you will incur late charges from the Villages. Make sure you are pre-approved before obligating yourself to a purchase. Make sure there are no questions whether you can qualify for the loan. A lot of people use Citizens First Wholesale Mortgage, which a owned by the developer, because they will ensure meeting the closing date. There are probably other companies that have a better interest rate and lower closing costs, but I have not had experience with them. But pre-qualify for sure.