[Mrs. Robinson]

Originally Posted by Bjeanj

I seem to recall that an area has to be in a flood plane in order to buy flood insurance, since the government subsidizes this. So you must first find out if your home is in a flood plane. Your insurance agent will be able to tell you.

Absolutely not true! You do not have to be in a flood zone to get flood insurance.

I don't think most people understand what flood insurance is or what it covers.

We have never not had flood insurance and would never own a home without it unless we lived in the middle of a huge desert somewhere.

Flood insurance covers many things. Check out this site:

What Does Flood Insurance Cover? | Home Flood Insurance Facts