CWGUY,
Thank you for correcting me, I must have completely misunderstood the person when I called, great info,
And yes I completely agree you can pay it off any time, but I am not sure if the escrow is recalculated immediately, OP, make sure when you to get all of the details so you pay off at the appropriate time.
VT
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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