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Originally Posted by chacam
Recommended to me was Health Net Orange. Monthly premiun of $12.10. For all non name (generic) drugs there is a co-pay of $1.00. For name brands, there is an annual deductable,less than $300. Still a lot to learn before I make a final decision.
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That sounds like a decent plan with an exceptionally reasonable monthly premium and an annual deductible that is fair. My suggestion, however, is to be sure to check the prices of the name brand drugs that you use, just to be on the safe side, before you commit yourself. I would certainly be curious to find out for myself if the generic prescription for which Wal-Mart Pharmacy had the audacity to charge me $141+ would be $1 on Health Net Orange. Remember, once you make a choice of a plan, you are 'stuck' for the entire year, even though the insurance companies have been given the freedom to make any changes they want during the year other than the amount of the premium. If I can help in any way, please let me know.