Talk of The Villages Florida - View Single Post - Long Term Care Insurance
View Single Post
 
Old 08-24-2017, 08:54 AM
Chi-Town's Avatar
Chi-Town Chi-Town is offline
Sage
Join Date: Dec 2009
Posts: 7,506
Thanks: 192
Thanked 1,484 Times in 717 Posts
Default

Quote:
Originally Posted by retiredguy123 View Post
I have never considered long term care insurance to be a good deal for two reasons. First, the insurance company, not you, will determine if and when you are eligible to collect benefits. And second, most of the people living in nursing homes are on Medicaid and receiving the same level of care as those with long term care insurance for free.
If you're in a nursing home paid for by Medicaid odds are you are broke and in a second class facility.

Sent from my VS995 using Tapatalk