I realized all that with the insurance and the possibility of a ticket, even though the odds are slim it wasn't worth it. So, last summer after 5 years of doing wrong, I turned my Yamaha gas cart speed back to 20mph and really haven't noticed any inconvenience. I played Glenview last week, which is about the farthest I travel and it took 40 minutes, that's with the tunnel closure crossing 466. When you're on the golf course, you never use the extra speed, after a year of 20 mph I found it's not that big a deal.
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