Do yourself a favor and contact: Gail Patel. She is the most knowledgeable and honest insurance agent that I have ever dealt with in all my years. She has an amazing knowledge of everything insurance related. I do have a long-term policy with her plus she does all our medical. There are a lot of benefits with a long-term care besides just being in a facility. She will explain it all to you. Her cell is 352-216-1680 and tell her the Scorpio's told you to call her. She does insurance all over the country. She even helped my sister-in-law in RI with her health insurance.
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