Quote:
Originally Posted by npwalters
How would the insurance company know?
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Accident investigators look a a bunch of variables..including skid marks, witness's and damage. Plus, if you someone has adjusted the cart to go faster they will see that adjustment. If they determine you were doing more than 20 and you disagree you will need to pay for an attorney and be able to prove you weren't. Even if you win you lose, attorney's are expensive as is repairing the cart. Of course if you have an accident only involving you, not another cart and no property damage it doesn't matter since you won't claim the accident with your insurance company. If someone was injured they will most likely sue you, the cart manufacturer and the person that sold it to yoiu. If you insurance company determines you were driving an illegal cart....well, just transfer the title to your house. But hey, that stuff only happens the to the other guy right?