I shopped cart insurance last year, both carriers made it clear that if the car is not street legal and licensed and is adjusted to exceed 20 MPH they will not cover property or personal injury claims. I asked if my umbrella would cover any law suit and they said no, you would be operating a vehicle unlawfully. Both carriers suggested I either keep it at 20 or make it street legal.....anything other action is at my risk.
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No one believes the truth when the lie is more interesting
Berks County Pennsylvania
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