Ground in Florida is built on limestone and especially vulnerable is the areas of western Central Florida.
the ground is giving way as either sinkholes or washouts
Is it because of the added water let by Hurricane Irma?
Gary and Ellen Miller of Apopka watched as their home was swallowed up by earth
Insurance will cover the cost of the home but will not fill in the hole FEMA may cover this portion for the Miller's if the ties to Irma (Orlando Sentinel 9/27)
the article did not elaborate on whether the house was subject to a washout or a sinkhole. It did not elaborate on whether the Miller's had (had not) sinkhole and/or catastrophic sinkhole insurance. so one can't tell why only the home was covered. I could guess but would prefer to inspect the premise, read the policy, confer with an expert then decide
Check you policies neighbors understand what is in them and if you are not certain call your agent
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