For the past 30 years we put 10-15% of our pay checks in 401K and 403B plans. We also taught our daughter to do the same thing. The other lesson we taught our Daughter was to only use your charge card to purchase what you can pay for in full at the end of the month. If all of us and our children follow these simple rules your lives will be much less stressful. You may not always have everything you want as fast as you want it but in the long run you will be much better off. As we downsize our current household items to get ready for our move to TV, we also have realized just how many things we could have really done without (;-). However these items make our garage sales very interesting and fun.
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