Agree---sounds good in theory. But remember, the reason insurance companies either dropped sinkhole coverage or made the deductible 10% was the overwhelming number of fraudulent claims. People would claim that some cracks in their stucco that were 10 years old were caused by a 2 foot sinkhole 1/4 mile from their house. Even if they denied the claim, it cost a fortune just to send an adjuster. Do you really think it would be any different here?
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