I believe there are "life event" exceptions that require an insurer to accept you if you transition from advantage to regular supplemental. For example if your advantage plan goes away or you move to an area not covered by it.
Medicare calls it "guaranteed issue rights"... here is a link
guaranteed issue rights | Medicare.gov
Quote:
Originally Posted by dbussone
If you are on an advantage plan and wish to switch to a Medicare supplement, insurers providing those supplements are not obligated to offer you a plan. And they may ask you to provide information on your past and current medical history. If an insurer does offer you a supplemental plan, it is likely to be at a higher rate than another is paying who is the same age but has not been on an advantage plan.
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