On conventional loans outfits such as USAA, Schwab, Costco and so on offer marginal discounts (1/8 - 1/4%) on mortgage rates. Most mortgages are made for the up front fees and soon sold to other institutions. I recently bought a second home in Idaho, got a mortgage through Mountain West Bank, and just received a mortgage payment coupon book from Chase, the assignee. lol
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Last edited by manaboutown; 10-20-2017 at 01:23 PM.
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