Talk of The Villages Florida - View Single Post - Long Term Care Insurance - Opinions Wanted
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Old 10-22-2017, 12:02 PM
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villages07 villages07 is offline
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If you are single and the premiums would be a hardship, then it might not be worthwhile. If you ever need the services, you pay from your assets until they are exhausted then Medicaid kicks in.

For a couple LTC would make sense to preserve assets for the surviving/other spouse.

My employer offered LTC when I was in my late 40s...$100/month, inflation protection, and your premiums won’t go up...til they did 5 years later. I have chosen the self insured route.


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