Absolutely right. Whenever there is an opportunity for "free money", some people will be standing in line for it.

I know a Villager whose son owned a bar near the Gulf and an oil spill occurred. He claimed the oil spill took away customers and actually received several thousand dollars from FEMA - even though his business was going under BEFORE the oil spill.

We all probably know someone who has committed insurance fraud with a car accident, home fire, burglary, etc in claiming losses that really did not occur.

No, these are not limited to certain races or economic groups. It is just the human nature when the ethics of religion and a good conscience are let go. How were YOU raised by your parents AND what values did you pass onto your children?