[jojo]

Originally Posted by Dan9871

There are a number cases when you can do that listed on guaranteed issue rights | Medicare.gov


In general if you are not satisfied in the first year of using the Advantage plan you can switch back to a regular supplemental without having to pay an increased premium or take a physical.

There is a lot of info on the medicare.gov web site...

Some of the cases from that page:

"You joined a Medicare Advantage Plan or Programs of All-inclusive Care for the Elderly (PACE) when you were first eligible for Medicare Part A at 65, and within the first year of joining, you decide you want to switch to Original Medicare. (Trial Right)

You dropped a Medigap policy to join a Medicare Advantage Plan (or to switch to a Medicare SELECT policy) for the first time, you’ve been in the plan less than a year, and you want to switch back. (Trial Right)

Your Medigap insurance company goes bankrupt and you lose your coverage, or your Medigap policy coverage otherwise ends through no fault of your own.

You leave a Medicare Advantage Plan or drop a Medigap policy because the company hasn't followed the rules, or it misled you."

We were in an Advantage plan for two years and switched to a Supplement when the Villages Health would not accept our insurance. I am the OP and asked the question. We believe that if we go back to an Advantage plan then we are not guaranteed the acceptance into the supplement plan should we want to change back.