Quote:
Originally Posted by retiredguy123
I think you have to be a postal employee or retiree to sign up for NALC.
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Not sure about NALC, but we have APWU (American Postal Workers Union), Consumer Driven Option, and we are not and were not Postal workers. I did have to purchase an associate membership in APWU for, I think, $15 a year. This is our first year on this plan; we switched from BC/BS Basic option after many years, due to their premium increases. Thus far, we are very satisfied. With the APWU Consumer Driven option, we get a $1200 per person ($2400 per couple) Personal Care Account, which is applied toward copays and deductible. So far this year, we have paid nothing out of pocket, & still have some $ left in our Personal Care account, which carries over into next year, should we decide to continue with this plan. We are toying with idea of switching to GEHA low option, but if we do will lose remainder of our PCA. Obviously, we (thankfully) do not have high health costs.