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Originally Posted by jeriteri
That's great they paid that. Now, how long and how much have you paid in premiums? What if you had had a problem with the tooth and wanted to apply for insurance to help pay for it? You would be in pain with a tooth ache for 6 months before they cover you, Why? so that they have some of your money to give back to you toward your dental bill. It all comes down to the Dentist's fees in this area for repairing teeth on the elderly, plus disregarding their health because they can't chew their food properly, the cost is frankly, disgusting.
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I believe open season is now for dental and medical for retired federal employees. There are many plans out there for federal and non-federal. You would have to read each dental plans pre-existing condition clause to make sure the coverage starts right away. Not all dental plans are the same. Many have a max benefit per person like $2000 or $3000. Our premiums are about $60 a month for the dental (Aetna) through the federal plan. The premiums are well worth it for us to pay for sure. We make our money back each year and much more. It all depends on your own situation.