Mother lasted 3 mos in nursing home, father none, mother in law 1 month, father in law 2 months. Somewhere I read that the average stay in a nursing home is 3 months when you factor in those who never spend any time in one. Long term care insurance just doesn't seem like a good bet. Better off loading up your 401K. My experience with nursing homes is that one's in smaller towns are both nicer and cheaper.
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