Quote:
Originally Posted by retiredguy123
You are correct that passengers are covered by uninsured motorist insurance. But, regarding health insurance, I thought Obamacare requires everyone to purchase health insurance, so I don't feel obligated to provide it to passengers. I think that most people do not understand what uninsured motorist insurance really covers, and they pay for it automatically because their insurance agents fail to properly explain it to them.
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I’m a retired agent!! Health Insurance is required to be purchased, but the system has failed. Millions are still without coverage!! Not your problem! I get it, but as a passenger you shouldn’t have to use your own policy when someone else is negligent and uninsured/underinsured. The UM coverage on the golf cart is $46 a year for 250/500 Liability. I don’t have Florida Auto Insurance, yet.