Talk of The Villages Florida - View Single Post - Insurance vs no Insurance
View Single Post
 
Old 11-20-2017, 03:10 PM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 17,568
Thanks: 3,080
Thanked 16,732 Times in 6,620 Posts
Default

Quote:
Originally Posted by Arubagirl33 View Post
I’m a retired agent!! Health Insurance is required to be purchased, but the system has failed. Millions are still without coverage!! Not your problem! I get it, but as a passenger you shouldn’t have to use your own policy when someone else is negligent and uninsured/underinsured. The UM coverage on the golf cart is $46 a year for 250/500 Liability. I don’t have Florida Auto Insurance, yet.
Are you sure you are talking about "uninsured motorist" coverage, and not coverage for your own liability? You are going to pay a lot more than $46 for uninsured auto insurance on a regular car, especially if you purchase a high limit as one poster suggested. So, I am supposed to buy liability insurance for irresponsible motorists driving around illegally without it, and also health insurance for everyone else who may possibly be a passenger in my car? Sorry, but I am not going to do that.