Quote:
Originally Posted by valuemkt
Per my earlier post in this thread. While the average stay in a skilled nursing facility might be 3 or 4 months, I would posit that the average stay in an assisted living facility is much longer. In many cases it years not months. To qualify for payment under a Long Term Care facility you need to be unable to perform 2 or 3 ADLs .. Activities for Daily Living .. While some may argue that they will take home care of their spouse that may have suffered a debilitating stroke or injury, most that have endured that misfortune would argue otherwise. There is a difference between an assisted living facility offering those services and a full scale nursing home. With duplicate expenses in dual residences, the costs can quickly get unmanageable. For those that think tey are being clever "bankrupting themselves" to qualify for a Medicaid eligible nursing home, I'd recommend visiting both a private pay and a medicaid nursing home. If that's the way to want to spend your last few months, go for it ..
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Do you know where a private pay nursing home (not assisted living) exists? I have never found one. All nursing homes I have ever visited depended heavily on Medicaid, with most of the residents on it and receiving the same quality of care as the paying customers.