Thank you for your responses. When I was working, I was the most organized person. Now, I feel like a procrastinator. In business, I dealt with people on the phone all the time. Now, I don't even want to make the important calls that I have to make! I have to figure out a way to put a little more structure in my life. For me, this is the hardest part of retirement. Your responses are very encouraging to me.
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