Thank you for sharing your thoughts with me. It is good to know that I am not the only one who has had a little trouble adjusting to a new retirement schedule. I really like the on line bill paying and think I will be doing more of that in the future. Retirement is a much bigger adjustment than I ever thought it would be. Not in The Villages yet, but hope to be there in the very near future. I have not met kinder people anywhere!
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