[Mrs. Robinson]

All homes in The Villages are built with metal studs.
We like the sturdiness of wood studs (among other reasons) and when we had our house built, we paid extra for wood.
Personally, I have never like metal studs; one reason is that the outlets eventually become loose.

I have heard others say negative things about wood such as in a fire or regarding termites, but wood wins no matter what.
If you have a fire, the house will still burn and if termites are a possibility, no matter what -- you will still get them!
If you have a choice -- go with wood!