[villages07]

CJ,

I'm one of the really, really happy ones. My biggest complaint is that it seems the number of medical care specialists and generalists are lagging the demand. But, it's getting better.

To your direct question...as you might imagine, it has been discussed before on TOTV. Here's a link to a quite lengthy thread that addresses your question (it no doubt takes many off-topic twists and turns, but, you'll get the gist).

https://www.talkofthevillages.com/sm...ic,1643.0.html