[EdFNJ]

When you live in an area with tens of thousands of "older people" (of which I am one or I couldn't live here) many of whom shouldn't be allowed to get behind the wheel of a car the only way to survive is drive extremely defensively. If you actually look at some of the drivers as they drive down the road you can tell by the way they are sitting, holding the steering wheel and/or staring straight ahead looking almost petrified and totally impervious of anything but what is within 5 feet in front of them that the only means of survival on the roads is extreme defensive driving. You can't even assume that if a left turn signal is on they will be making a left turn. Never assume anything with regards to other drivers and it will increase your life span. Even golf cart drivers. Some have courageously given up their automobile drivers license (or had it taken away by their children) yet get behind the wheel of a GC and are almost as dangerous.